Cigna health Insurance plans
CIGNA HEALTH INSURANCE PLANS:
Cigna Managed Care Plans
- Network Open Access
- Open Access Plus
- HMO Open Access and POS Open Access
- Local Plus
- HMO, POS and HMO POS
- Network and Network POS
- PPO or EPO
Cigna Individual and Family Plans
- Connect Network
- Local Plus Network
- Focus Network
- Open Access Plus Network
Cigna Global Health Benefits Plans
- Network in US: PPO and OAP
- Network Outside US: Varies by Locations
Cigna Choice Fund Plans
- Cigna Choice Fund
- Cigna Choice Fund Open Access
Cigna Shared Administration Repricing Plans
- Shared Administration PPO
- Shared Administration Open Access Plus
Cigna Strategic Alliance Plans
- Open Access Plus
Cigna Indemnity Plans
- Indemnity
Managed Care Plans
Network | Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
Open Access | Encouraged | No | No | No |
Open Access Plus | Encouraged | No | Yes | Yes |
HMO Open Access | Encouraged | No | No | No |
POS Open Access | Encouraged | No | No | Yes |
Local Plus | Encouraged | No | Yes | No |
HMO | Yes | Yes | No | No |
POS | Yes | Yes | No | Yes |
Network | Yes | Yes | No | No |
Network POS | Yes | Yes | No | Yes |
PPO | Encouraged | No | Yes | Yes |
EPO | Encouraged | No | Yes | No |
Individual and Family Plans
Network | Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
Connect | Yes* | Yes* | No | No |
Local Plus | No | No | Yes | Yes* |
Local Plus IN | No | No | Yes | No** |
Focus | No | No | No | No |
Open Access Plus | No | No | Yes | Yes |
Global Health Benefits Plans
Networks in US: PPO and OAP
A customer with this card lives in the United States and makes frequent visits outside the United States.
Networks Out Side US: Vary by Location
A customer with this card lives outside the United States and make frequent visits to the United States.
Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
Encouraged | No | Yes | Yes |
Cigna Choice Fund Plans
Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
No | No | Yes | Varies by network |
Shared Administration Repricing Plans
Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
Encouraged | No | Yes | Yes |
Strategic Alliance Plans
Network | Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
Open Access Plus | Encouraged | No | Yes | Yes |
Indemnity Plans
Network: Not Applicable
Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
Encouraged | No | N/A | Yes |