Cigna Managed Care Plans
Cigna Individual and Family Plans
Cigna Global Health Benefits Plans
Cigna Choice Fund Plans
Cigna Shared Administration Repricing Plans
Cigna Strategic Alliance Plans
Cigna Indemnity Plans
| Network | Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
| Open Access | Encouraged | No | No | No |
| Open Access Plus | Encouraged | No | Yes | Yes |
| HMO Open Access | Encouraged | No | No | No |
| POS Open Access | Encouraged | No | No | Yes |
| Local Plus | Encouraged | No | Yes | No |
| HMO | Yes | Yes | No | No |
| POS | Yes | Yes | No | Yes |
| Network | Yes | Yes | No | No |
| Network POS | Yes | Yes | No | Yes |
| PPO | Encouraged | No | Yes | Yes |
| EPO | Encouraged | No | Yes | No |
| Network | Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
| Connect | Yes* | Yes* | No | No |
| Local Plus | No | No | Yes | Yes* |
| Local Plus IN | No | No | Yes | No** |
| Focus | No | No | No | No |
| Open Access Plus | No | No | Yes | Yes |
Networks in US: PPO and OAP
A customer with this card lives in the United States and makes frequent visits outside the United States.
Networks Out Side US: Vary by Location
A customer with this card lives outside the United States and make frequent visits to the United States.
| Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
| Encouraged | No | Yes | Yes |
| Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
| No | No | Yes | Varies by network |
| Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
| Encouraged | No | Yes | Yes |
| Network | Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
| Open Access Plus | Encouraged | No | Yes | Yes |
Network: Not Applicable
| Primary Care Physician | Referral required | Away from Home Care | Out of Network Benefits |
| Encouraged | No | N/A | Yes |
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